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For Sale:  Center City MLS# 7023940

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$819,500
/mo Edit
Single Family:  1 Story
3 br • 2 ba • Built 2026
1,616 sqft • 1.63 acres
MLS# 7023940
763-576-8286
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    Property Description

    Modern Lakeside Sanctuary: 1.63-Acre Private Peninsula on the Chisago Chain of Lakes. City Utilities: Unlike most lakeshore, this lot features city water and sewer at the curb—eliminating $50k+ in private well and septic costs. Experience a master-planned modern retreat on the prestigious Annabelle Island on South Center Lake one of the Chisago Chain of Lakes. This isn’t just a lot; it’s a 1.63-acre architectural canvas designed for ultimate privacy and high-end lake living. This property offers a rare combination of 275 feet of primary shoreline and the convenience of a 40-minute commute to the Twin Cities. We have engineered a multi-layered buffer to transform this lot into a silent, evergreen sanctuary. Secondary Shoreline Option: Optional: $25, 000 includes 50% interest in Sunset Outlot A (The secondary shoreline is a recreational lot only) Total Peninsula Package available for $299, 500 (Includes Lot + 50% Outlot A shared Interest) Ready-to-Build Luxury Infrastructure The Chisago Chain: Enjoy navigable water access to North Center Lake and the full 5-lake chain. World-class walleye fishing and miles of recreation start at your dock. Equity Position: Priced within $1, 500 of the 2026 County Estimated Market Value Main Estate (PID #12.00001.91): 1.63 acres of buildable paradise with 275’ of frontage for $274, 500. Secondary Shoreline: The Sunset Bonus (PID #12.00001.93): For an additional $25, 000, secure a 50% exclusive interest in the adjacent 0.25-acre outlot shared with only one neighbor. This grants you a private northwest "sunset shore" separate from your main dock—perfect for quiet evening firepits.

    Listing

    Listing Status: Active
    Contingency: None
    List Price: $819,500
    Price per sq ft: $507
    Property Type: Single Family
    City: Center City
    Garage Spaces: 3
    County: Chisago
    Year Built: 2026
    State: MN
    Property Style: 1 Story
    Zip Code: 55012
    Community Name: Annabelle Island
    Subdivision Name: Annabelle Island

    Interior

    Bedrooms: 3
    Bathrooms: 2
    Finished Area: 1,616 ft2
    Total Fireplaces: 1
    Living Area: 1,616 ft2
    Common Wall: No
    Appliances Included:
    • Air-To-Air Exchanger
    • Chandelier
    • Cooktop
    • Dishwasher
    • Disposal
    • Dryer
    • ENERGY STAR Qualified Appliances
    • Exhaust Fan
    • Gas Water Heater
    • Microwave
    • Other
    • Range
    • Refrigerator
    • Stainless Steel Appliances
    • Washer
    Fireplace Details:
    • Brick
    • Gas
    • Other
    • Stone
    • Wood Burning
    Basement Details:
    • Unfinished
    • Walkout

    Exterior

    Stories: One
    Garage Spaces: 3
    Garage Size: 802 ft2
    Air Conditioning: Central Air
    Foundation Size: 1,528 ft2
    Handicap Accessible: None
    Road Responsibility: Public Maintained Road
    Heating System:
    • Fireplace(s)
    • Forced Air
    Parking Features: Attached Garage
    Unit Amenities:
    • Ceiling Fan(s)
    • Ethernet Wired
    • Hardwood Floors
    • Kitchen Center Island
    • Kitchen Window
    • Main Floor Primary Bedroom
    • Other
    • Panoramic View
    • Patio
    • Primary Bedroom Walk-In Closet
    • Vaulted Ceiling(s)
    • Walk-In Closet
    Road Frontage: City Street
    Exterior Material:
    • Concrete
    • Frame
    Roof Details:
    • Asphalt
    • Pitched

    Rooms

    1/4 Baths: None
    Full Baths: 2
    Half Baths: None
    3/4 Baths: None
    Bathroom Details:
    • 3/4 Basement
    • Main Floor Full Bath
    • Separate Tub & Shower
    • Walk-In Shower Stall
    Dining/Kitchen:
    • Kitchen/Dining Room
    • Living/Dining Room
    Laundry: Main Level
    Main Level Size Sq Ft
    Dining Room  14 x 12  168 
    Family Room  33 x 21  693 
    Bedroom  13 x 17  221 
    Kitchen  13 x 10  130 
    Laundry  12 x 7  84 
    Living Room  17 x 17  289 
    Bedroom 2  11 x 13  143 
    Bedroom 3  14 x 13  182 
    Lower Level Size Sq Ft
    Storage  14 x 7  98 

    Lake & Waterfront

    Waterfront View: Bay, East, Lake, Panoramic, South
    WF Frontage: 275
    Elev Highpt to WF feet: 10-15
    Waterfront: Lake Front
    Lake Bottom: Undeveloped

    Lot & Land

    Acres: 1.63
    Geolocation: 45.387056, -92.807281
    Lot Dimensions: 1733
    Zoning:
    • Residential-Single Family
    • Shoreline
    Lot Description:
    • Accessible Shoreline
    • Additional Land Available
    • Corner Lot
    • Irregular Lot
    • Island/Peninsula
    • Tree Coverage - Medium

    Schools

    School District: 1048
    District Phone: 6512132096

    Financial & Taxes

    Tax Year: 2026
    Annual Taxes: $273,100
    Lender-owned: Yes
    Assessment Pending: No
    Taxes w/ Assessments: None
    Association Fee Required: No
    Association Fee: None

    Miscellaneous

    Fuel System:
    • Electric
    • Natural Gas
    Lot Price: $274,500
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected
    Power Company Name: Xcel Energy

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    Local Home Mortgage Professionals

    Eric Bloomstrand
    Branch Sales Manager
    Fairway Home Mortgage    NMLS#274211
    612-961-2600
    Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
    Connect with Eric today to get started with your home purchase!

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    Listing provided by RMLS, courtesy of RE/MAX Preferred.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.